If you are looking for orthodontic treatment in Ashburn, VA or Woodbridge, VA, you may be wondering how to pay for it.
One option that can help you save money is using your HSA account. HSA stands for Health Savings Account, which is a special account that lets you set aside pre-tax money for qualified medical expenses, such as braces or Invisalign® clear aligners. By using your HSA account, you can reduce the amount of your orthodontics cost that is not covered by your insurance company. Plus, you can enjoy tax benefits, as your HSA money is tax-deductible, tax-deferred and tax-free!
Here are four ways you can use your HSA account for orthodontic treatment at American Braces & Smile Center:
Check if Your Orthodontic Treatment Is a Qualified Medical Expense
You can use your HSA account for any orthodontic treatment that is deemed medically necessary by your orthodontist. This means that your treatment is not only for cosmetic purposes, but also for improving your oral health and function. For example, orthodontic treatment can help correct issues such as crowding, spacing, overbite, underbite, crossbite, and open bite. It can also help improve your breathing, sleeping, chewing, and speaking quality. Some cases of sleep apnea can be treated with orthodontics alone.
At American Braces & Smile Center, we offer a free initial orthodontic exam to determine if you are a good candidate for braces or Invisalign® clear aligners. We will also provide you with a detailed treatment plan and cost estimate, so you can plan your budget accordingly.
Choose the Type of Braces or Aligners That suit your Needs and Lifestyle
Your personal HSA account can cover any type of orthodontic treatment that is medically necessary. So, you have the freedom to choose the type of braces or aligners that suits your needs and lifestyle. At American Braces & Smile Center, we offer a variety of options, including:
- Metal self-ligating braces: These are the traditional metal braces, but with a twist. They use a special clip mechanism to hold the wires in place, instead of elastic bands or metal ties. This reduces friction, pressure, and discomfort, and also makes them easier to clean. Metal self-ligating braces are durable, effective, and affordable.
- Clear self-ligating braces: These are similar to metal self-ligating braces, but with clear or tooth-colored brackets and wires. They offer the same benefits as metal self-ligating braces, but with a more aesthetic appearance. Clear self-ligating braces are ideal for patients who want a discreet and comfortable option.
- Invisalign® clear aligners: These are the most popular alternative to braces. They are made of clear, removable plastic trays that fit over your teeth and gradually move them into the desired position. Invisalign® clear aligners are virtually invisible, so you can smile with confidence. They also allow you to eat, drink, brush, and floss normally, as you can take them off when needed. Invisalign® clear aligners are suitable for most cases of mild to moderate misalignment.
Use Your HSA Debit Card or Benefits Card to Pay For Your Treatment
One of the easiest ways to use your HSA account for orthodontic treatment is to use your HSA debit card or benefits card. This is a card that is linked to your HSA account and allows you to access your funds for healthcare expenses. You can use this card like a regular debit card, but only for qualified medical expenses.
If you use this method, you can simply swipe your card at our office when you pay for your treatment. You do not need to submit any receipts or paperwork, as your card will automatically track your transactions and deduct the amount from your HSA balance.
Reimburse Yourself From Your HSA account if You Pay With Another Method
Another way to use your HSA account for orthodontic treatment is to reimburse yourself from your account if you pay with another method. For example, you may choose to pay with cash, check, credit card, or a payment plan. In this case, you will need to keep your receipts and submit them to your HSA provider for reimbursement.
You can either submit your receipts online, by mail, or by fax, depending on your provider. You will also need to fill out a reimbursement request form and indicate the amount and date of your payment. Your provider will then review your request and deposit the reimbursement amount into your HSA account or send you a check.
Make the Most of Your HSA Account For Orthodontic Treatment at American Braces & Smile Center
Using your HSA account for orthodontic treatment can help you save money and enjoy tax benefits. Plus, you can choose the type of braces or aligners that works best for you, whether it is metal self-ligating braces, clear self-ligating braces, or Invisalign® clear aligners.
At American Braces & Smile Center, we are committed to providing you with the highest quality of orthodontic care and customer service. We accept HSA and FSA accounts, as well as most major insurance plans. We also offer flexible payment options and financing plans to fit your budget.
If you are ready to start your orthodontic journey, contact us today to schedule your free initial exam. We have two convenient locations in Ashburn, VA and Woodbridge, VA. We look forward to meeting you and helping you achieve your dream smile! 😊